MSME Credit Guarantee Scheme (CGTMSE)
About the Program
CGTMSE provides credit guarantees to financial institutions, enabling ITI graduates and technicians to obtain loans to set up workshops or service centers without collaterals.
Eligibility & Beneficiary Profile
All Technical Candidates
New and existing micro and small enterprises set up by technical entrepreneurs.
Benefits Offered
Collateral-free term loans and working capital up to Rs 2 Crores. Stipends vary based on employer, trade, location, apprenticeship category, and applicable government guidelines.
Required Documents
Aadhaar Card, ITI Marksheet/Certificate, Bank Passbook, Passport Size Photos
Process & Selection Criteria
Direct Merit / Online Registration
Apply directly through member lending banks with a viable business plan.
Common Questions & FAQs
A: All technical ITI candidates matching age and trade parameters can apply.
A: No, government skill schemes are 100% free of charge.
✔ Verified Program
Support & Helpline
Official Resources
Submit your application directly through the official Government portal.
Apply on Official Portal ↗